$401k / buy and retire
Trading for 3h; made by a new wallet; the creator held none at our scan; mint and freeze revoked; 368 holders, top 10 hold under 1%.
Promises vs the chain
What the website promises, checked against what the chain shows
1 not seen yet- Not seen yet
Buybacks
…0.1682 Desk pot 10% 0.0255 Protocol 12.5% 0.0318 OTC buybacks 10% 0.0255 Below the payout floor. Fees stay here until they reach 0.10…
website No buys by the dev side seen in the first 24 hours.
Promises are read from the coin's own website and its linked X post. Each one is checked against our on-chain reads; "Not seen yet" can change as the coin gets older. Facts, not a verdict about the team.
DB buy below the candle · DS sell above it · L event · what the letters mean
Who: D dev, F dev's funder, S sniper (launch block), C crew, H top holder, W large trade, SM smart money; named KOLs show initials. Events: L launch block, TG callout, B same-block buys, N fresh wallets. Tap a key above to hide a kind. Facts, not a verdict.Charts by TradingView.
Holder concentration
Top holders mapped by share
holderthe devinsiderother colours: same funderpool or service
Deepest pools
Top 1 by liquidity
Bar = share of all liquidity across the coin's pools. Pools from DexScreener.
How we scanned the website
otcdesks.cash
- 1Opened otcdesks.cash in our sandboxed browser84 requests in 19.4s
- 2Read its code 36 scriptsReact, Next.js, WalletConnect / Reown, Solana web3 / wallet adapter
- 3Talks to 1 own host + 2 outside servicesFirebase / Google Cloud, Helius
- 4Wallet code connects a walletWalletConnect / Reown, Solana web3 / wallet adapter · doesn't show this coin's address
- 5Tech claims 1 of 1 backed by its own code ✓ Wallet connection
Over time
Liquidity, holders and market cap
Recording started: we read this coin every 10 minutes from now on, and the charts fill in over the next hour.
What we've flagged
Flagged 3 times in 7 days- 2 h agoLiquidityLiquidity fell 100% ($17.3K → $0): pulled, or a very large sale.
- 2 h agoLightLight changed from yellow to red (score 34).
- 3 h agoGraduatedLeft its launch curve: trading moved to a pool.
Moments our alert rules fired, kept for 14 days, even when nobody tracks the coin. Facts about the coin, not a light.
Money out (what the dev and launch-block wallets sold minus bought in the first 24 hours) is being measured: this updates by itself in a minute.
Footprints (trading apps, fee settings and where the top holders' money came from) are being measured: this updates by itself in a minute.
The dev's linked wallets 2
The dev is one of 2 linked wallets; together they created 1 coin we checked.
| FrZR…1ckF | this wallet | created 1 |
| CebA…HrC6 | funded FrZR…1ckF |
Coins they created: $401k
Linked when one first funded the other, or both bought in the same small launch crew. Busy wallets (exchanges, services) are never used to join wallets.
The team
The dev, the wallets that bought the launch block, and holders the dev funded: how they're connected and how their earlier coins did. The launch map below draws the connections.
| FrZR…1ckF | dev | no earlier coins seen |
Money map
Loading who funded whom…Arrows show money moving (the first money a wallet received) and coins bought or held. Facts from the chain, not a verdict about anyone.
The creator wallet
FrZRcjDbanpqXTArGEjmfYoV7EYqrh69mymYLp6f1ckF
- Held none of the supply and 4.7066 SOL at our scan (3 h ago).
- First transaction 3h ago, 32 transactions so far.
- First funded with 90.072 SOL by CebA…HrC6.
Source: GeckoTerminal.
The launch block
0 wallets bought 0.0% of the supply in the same block the coin was created (or the next one). Many buyers there usually means a scripted, "bundled" launch.
The creator's other coins
Creator wallet FrZRcjDbanpqXTArGEjmfYoV7EYqrh69mymYLp6f1ckF (from GeckoTerminal). No other coins from this wallet in our records yet. Open the wallet ›
Who holds the supply
| Holder group | Share | Wallets |
|---|---|---|
| Exchanges & services | 78.0% | 1 |
| Pools & launch curve | 21.49% | 1 |
| Other top holders | 0.01% | 1 |
| Smaller holders, not read one by one | 0.5% | – |
From the top 20 holders (RugCheck); the rest is spread over smaller holders we don't read one by one. No value shown: the market cap doesn't stand on a real pool. Not part of the light.
At a glance
- Mint & freezeRevoked
- Bought in the launch block0.0% by 0 wallets
- Dev held at our scan0.00%
- Creator wallet age3h
- Held by top 10<1%
- Socialssite X
Facts read from the chain and the coin's own pages. Checked isn't the same as safe.
Top holders
Who each of the biggest holders is to this launch, from the launch block, first funding, insider flags, known groups and each wallet's first trade.
Source RugCheck, read 3 h ago.
| # | Wallet | Holds | What we know |
|---|---|---|---|
| 1 | Program account (pool or vault) | 78.00% | |
| 2 | Pump Fun AMM | 21.49% | |
| 3 | BwTN…zL9r | 0.01% | nothing stands out |
| 4 | 6Nsu…q4hb | 0.00% | nothing stands out |
| 5 | EcQC…Uqj3 | 0.00% | nothing stands out |
| 6 | F7bs…nCPU | 0.00% | nothing stands out |
| 7 | BTka…osyJ | 0.00% | nothing stands out |
| 8 | DEfM…27Tj | 0.00% | nothing stands out |
| 9 | Gvg2…CtJL | 0.00% | nothing stands out |
| 10 | CbhJ…H4Tu | 0.00% | nothing stands out |
| 11 | 6crM…CXSD | 0.00% | nothing stands out |
| 12 | E4UR…szi2 | 0.00% | nothing stands out |
| 13 | H1nD…VT6k | 0.00% | nothing stands out |
| 14 | CDSe…sKae | 0.00% | nothing stands out |
| 15 | Akna…hcj7 | 0.00% | nothing stands out |
| 16 | 93dT…Q4S8 | 0.00% | nothing stands out |
| 17 | BcEV…KHzi | 0.00% | nothing stands out |
| 18 | EF7G…pASJ | 0.00% | nothing stands out |
| 19 | 5SxM…xPXf | 0.00% | nothing stands out |
| 20 | ACB5…CacB | 0.00% | nothing stands out |
Holder map
The 20 biggest holders (bigger bubble = bigger share). Grey: pools and known services. Pink: wallets RugCheck flags as insiders. Same colour with a line to an outer dot: first funded by the same wallet. Liquidity locked: 0.0%.
Holders, insider flags, labels and liquidity locks: RugCheck. Shared funders: our own read of each wallet's first transaction.
Launch tape (log time from creation)
Live activity
Wallets per minute (in the trades we've read)
Waiting for trades…
buying wallets selling wallets
What we're seeing
- Waiting for trades…
Latest trades
Most active wallets (in the trades we've read)
| Wallet | Bought | Sold | Net | Trades | |
|---|---|---|---|---|---|
| Waiting for trades… | |||||
Trades from GeckoTerminal's public feed, refreshed every few seconds while this page is open. Wallet ages and funders: our own reads of each wallet's first transaction. Flags describe what happened, not why.
Trading for 3h; made by a new wallet; the creator held none at our scan; mint and freeze revoked; 368 holders, top 10 hold under 1%.
- The story behind itThe coin's story is an X post by @zoomerfied (verified) with 521 likes. It was posted 37 min before the coin's first pool. The post doesn't name this coin: the coin borrows its story. 4 other coins we checked use the same post.
- Website doesn't show this token's addressThe token's address doesn't appear on its website or in the site's code; the site shows other addresses (3NJC…pump, AAPL…LnB8, XsbE…JzJp).
- Liquidity depthPool liquidity is $0, 0.0% of the $48.1K market cap. Selling 1% of the supply (about $481) would get roughly 100.0% less than the quoted price (estimate for a standard pool).
Cross-checks
What we find when we compare the coin's website, code, token, launch timing, liquidity, ticker and wallets against each other and against public address labels.
- Linked walletsThe dev is one of 2 linked wallets; together they created 1 coin we checked. source
- The teamOnly the dev wallet: no early buyer or holder wallets found with it. source
- The story behind itThe coin's story is an X post by @zoomerfied (verified) with 521 likes. It was posted 37 min before the coin's first pool. The post doesn't name this coin: the coin borrows its story. 4 other coins we checked use the same post. source
- Website doesn't show this token's addressThe token's address doesn't appear on its website or in the site's code; the site shows other addresses (3NJC…pump, AAPL…LnB8, XsbE…JzJp). source
- On-chain features in the codeThe site's code contains wallet or contract code. source
- Website age vs launchThe Internet Archive first saved the site 60 days before the coin launched. source
- Liquidity depthPool liquidity is $0, 0.0% of the $48.1K market cap. Selling 1% of the supply (about $481) would get roughly 100.0% less than the quoted price (estimate for a standard pool). source
- Same ticker elsewhere30 other coins trade as $401k. The biggest is buy and retire on Robinhood Chain ($66.0K, first pool 3h ago). source
- Contract permissions (GoPlus)GoPlus finds none of the risky permissions it checks for. source
- Reused X postThe X post x.com/zoomerfied/status/2118713263215235122 is also listed by 4 other coins we checked: $401k ×3, $401KAT. So many coins list it that it's most likely someone else's, borrowed for the story. source
- Reused websiteThe website otcdesks.cash is also listed by 200 other coins we checked: $KINK, $A71, $Teddy ×3, $CAPE…. So many coins list it that it's most likely someone else's, borrowed for the story. source
The token
Mint & freeze revoked
- Mint new tokens: locked
- Freeze wallets: locked
- Change name, logo and links: locked
@zoomerfied verified · 521 likes · 24 replies
[ ZOOMER ] RULE THAT WOULD ALLOW CRYPTO IN 401(K)'S HAS ARRIVED AT THE WHITEHOUSE FOR FINAL REVIEW: BBG
Posted 37 min before the coin's first pool. The post doesn't name this coin: the coin borrows its story. 4 other coins we checked use the same post.
Track record of these signals
How earlier coins with the same signals did: the share that fell 80% or more within 24 hours of our check, against coins without the signal. It describes past coins; it doesn't predict this one. All signals
| Signal this coin has | Fell 80%+ with it | Without it | Coins |
|---|---|---|---|
| Creator wallet under a day old | 77% | 66% | 1495 |
| Liquidity not locked | 88% | 65% | 1571 |
- Checked isn't the same as safe: these checks describe what the token allows and what the website runs, not what anyone will do.
- "Nothing found" means not visible on the public page; servers and private code are invisible to us. Not financial advice.