Website report · 01 Nov 2026

ernd.io

“The credit card for the AI stack | ernd”

Template-written 35 evidence items Code reader analysed 31 scripts
What this means for you

ernd talked to 4 outside services on a first visit, including 2 that measure visits or show ads.E8E7

  • An AI agent used the site and saw 1 of 3 claimed features working.E32E34E35E35E32E33
  • AI / agents: 'The credit card for the AI stack… We negotiate partnerships with AI providers to get better pricing and ca: The site describes a credit card with rewards on AI-vendor spend and links to partner pages (for example, a Firecrawl page listing 2x usage limits). Getting the card or its partner perks needs sign-in and a card application, so I couldn't check them. The site has no AI or agent feature to try.E32E34E35
  • A working app / platform: 'ernd's use of information received from Google APIs will adhere to the Google API Services Us: The app at app.ernd.io loads a sign-in page with 'Continue with Google' and email sign-in-link options, and the page made a GET request to /api/me. Anything past sign-in, including Google API data use, needs a login.E35
  • Extra observation: rewards estimator on the homepage: I moved the monthly AI bill slider from 5 to 8. The displayed monthly bill changed from $10,000 to $30,000, and the yearly estimate changed from ~$4,800 to ~$14,400.E32E33
  • Tech check: the site claims a working app / platform, and its public page shows matching evidence.E30E26
  • Tech check: the site mentions ai / agents, but we found nothing behind it in what its public page loads.E29
  • Before you click anything, the page loads analytics or ad services: LinkedIn Ads.E8E7
  • 9 cookies were set in your browser, 7 of them by other companies' domains.E11E12E13E14E15

Tech check

What the site says about itself, next to what its public page actually loads. Facts only, no verdict: you decide.

Nothing found on the public page

AI / agents

“…Sign in Request your card ernd The credit card for the AI stack We negotiate partnerships with AI providers to g…”E29

No matching code, calls or services in what loaded for us.

Evidence found

A working app / platform

“…on received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use r…”E30

Calls to its own backend: /_ploy/ingestE26

Calls its own backend /_ploy/ingestE26
Wallet code none seen
Contract calls in its code none seen
Talks to AI services none seen
Live connections none seen

What the AI agent tried

An AI agent (claude-opus-5-5) used the site in our sandbox for 4 steps and saw 1 of 3 claimed features working. It can't connect a wallet, pay, sign or log in, so those features count as "couldn't test". What it reports is what it observed, not a verdict.

Couldn't test

AI / agents: 'The credit card for the AI stack… We negotiate partnerships with AI providers to get better pricing and ca

The site describes a credit card with rewards on AI-vendor spend and links to partner pages (for example, a Firecrawl page listing 2x usage limits). Getting the card or its partner perks needs sign-in and a card application, so I couldn't check them. The site has no AI or agent feature to try.E32E34E35

Couldn't test

A working app / platform: 'ernd's use of information received from Google APIs will adhere to the Google API Services Us

The app at app.ernd.io loads a sign-in page with 'Continue with Google' and email sign-in-link options, and the page made a GET request to /api/me. Anything past sign-in, including Google API data use, needs a login.E35

Seen working

Extra observation: rewards estimator on the homepage

I moved the monthly AI bill slider from 5 to 8. The displayed monthly bill changed from $10,000 to $30,000, and the yearly estimate changed from ~$4,800 to ~$14,400.E32E33

What it is

  • The Internet Archive first saved this site on 2026-10-24 (9 days ago).E31
  • The site describes itself as: “4% back on AI, plus enterprise benefits on inference and GPUs. Benefits coming soon. We negotiate the contracts once, and every cardholder g”E2
  • It's built with React and Astro (common tools for building web apps).E20E21
  • In your browser it saves small bits of data in your browser.E24
  • It has sections such as /blog, /login, /partners, /privacy and /terms.E28
  • While loading, it called 1 endpoint on its own servers, such as /_ploy/ingest.E26

Where your data goes

AdvertisingShow ads and follow you across sites to target them. 2
px.ads.linkedin.comLinkedIn Ads: LinkedIn ad tracking (Insight Tag) 4×E8
snap.licdn.comLinkedIn Ads: LinkedIn ad tracking (Insight Tag) 1×E7
Not identifiedServices we don't have in our list yet. 2
cdn.ploy.ainot identified 2×E6
www.linkedin.comnot identified 1×E9

How key features work

Loading its content

Its content loads from its own API while you browse (/_ploy/ingest).E26

/_ploy/ingest

Drawing and editing in the browser

The page draws and edits graphics in your browser using the canvas.E25

canvas

Measuring what you do

Visits and clicks are measured with Google tag (gtag.js) and Meta Pixel (found in its traffic or its code).E22E23

Google tag (gtag.js)Meta Pixel

How ads get picked

Ads are chosen through ad networks and exchanges (LinkedIn Ads); they receive details about your visit to bid on the ad space.E8E7

LinkedIn Ads

Saving data on your device

It saves data in your browser (localStorage), so some things persist between visits.E24E19

local_storagelocalStorage

Cookies and storage

Names only. We never store the values.

CookieSet forKeptWhose
__cf_bmE10ernd.io about 0 daysthe site
li_sugrE11linkedin.com about 90 daysother company
bcookieE12linkedin.com about 365 daysother company
lidcE13linkedin.com about 1 daysother company
__cf_bmE14linkedin.com about 0 daysother company
UserMatchHistoryE15linkedin.com about 30 daysother company
AnalyticsSyncHistoryE16linkedin.com about 30 daysother company
bscookieE17www.linkedin.com about 365 daysother company
ploy_anon_idE18ernd.io about 365 daysthe site

localStorageE19: ploy_session, li_adsId, ploy_anon_id

Pages and API calls

Pages it links to

//blog/login/partners/privacy/terms

Endpoints

Called while loading (seen) or named in the code (code).

ernd.io/_ploy/ingestseenE26
/_ploy/form-submitcodeE27

Evidence

Every sentence above points to one of these. Code references show the file, line:column and the short identifier that matched, never the site's code itself.

E1
Page title: The credit card for the AI stack | ernd
page title · https://ernd.io/
E2
Page description: 4% back on AI, plus enterprise benefits on inference and GPUs. Benefits coming soon. We negotiate the contracts once, and every cardholder gets them.
page description · https://ernd.io/
E3
Site name: ernd
page site_name · https://ernd.io/
E4
Main heading: The credit card for the AI stack
page h1 · https://ernd.io/
E5
73 request(s) to ernd.io
types: 53 image, 14 script, 4 fetch
GET https://ernd.io/ · image · 73 requests · network recording
E6
2 request(s) to cdn.ploy.ai
types: 2 font
GET https://cdn.ploy.ai/e8b71af6-ca4e-476f-9706-bf4eda39c133/user/3bf4863d-abc-diatype-400-normal.woff2 · font · 2 requests · network recording
E7
1 request(s) to snap.licdn.com
types: 1 script
GET https://snap.licdn.com/li.lms-analytics/insight.min.js · script · network recording
E8
4 request(s) to px.ads.linkedin.com
types: 3 image, 1 fetch
GET https://px.ads.linkedin.com/collect · image · 4 requests · network recording
E9
1 request(s) to www.linkedin.com
types: 1 image
GET https://www.linkedin.com/px/li_sync · image · network recording
E10
Cookie '__cf_bm' set for ernd.io
kept for about 0 days
cookie __cf_bm on ernd.io · value not stored
E11
Cookie 'li_sugr' set for linkedin.com
kept for about 90 days
cookie li_sugr on linkedin.com · value not stored
E12
Cookie 'bcookie' set for linkedin.com
kept for about 365 days
cookie bcookie on linkedin.com · value not stored
E13
Cookie 'lidc' set for linkedin.com
kept for about 1 days
cookie lidc on linkedin.com · value not stored
E14
Cookie '__cf_bm' set for linkedin.com
kept for about 0 days
cookie __cf_bm on linkedin.com · value not stored
E15
Cookie 'UserMatchHistory' set for linkedin.com
kept for about 30 days
cookie UserMatchHistory on linkedin.com · value not stored
E16
Cookie 'AnalyticsSyncHistory' set for linkedin.com
kept for about 30 days
cookie AnalyticsSyncHistory on linkedin.com · value not stored
E17
Cookie 'bscookie' set for www.linkedin.com
kept for about 365 days
cookie bscookie on www.linkedin.com · value not stored
E18
Cookie 'ploy_anon_id' set for ernd.io
kept for about 365 days
cookie ploy_anon_id on ernd.io · value not stored
E19
localStorage: 3 key(s) saved in your browser
localStorage keys: ploy_session, li_adsId, ploy_anon_id · values not stored
E20
React detected by The code reader (react-runtime)
confidence: medium
ernd.io/_ploy_static/_astro/index.XkEozMPl.js · “react-runtime” · The code reader analyze-web-bundle 6.4.0
E21
Astro found in the code
ernd.io/ (page HTML) @ 1196:4354 · “astro-island” · pattern scan
E22
Google tag (gtag.js) found in the code
ernd.io/_p/v1.js @ 2:32120 · “googletagmanager.com/gtag” · pattern scan
E23
Meta Pixel found in the code
ernd.io/_p/v1.js @ 2:34209 · “connect.facebook.net/en_US/fbevents” · pattern scan
E24
Uses the browser ability: local_storage
saves small bits of data in your browser
ernd.io/_p/v1.js @ 2:19522 · “localStorage.setItem(” · pattern scan
E25
Uses the browser ability: canvas
draws graphics on a canvas
ernd.io/ (page HTML) @ 1491:20 · “getContext("2d"” · pattern scan
E26
The page called /_ploy/ingest on ernd.io (POST)
POST https://ernd.io/_ploy/ingest · fetch · network recording
E27
Code reader found the endpoint /_ploy/form-submit
how: call:fetch
ernd.io/_ploy_static/_astro/submit-form.Ctgh1bHh.js @ 1:88 · “/_ploy/form-submit” · The code reader analyze-web-bundle 6.4.0
E28
10 links to pages on the same site
page links · https://ernd.io/ · /, /blog, /login, /partners, /privacy, /terms
E29
The site says: “…Sign in Request your card ernd The credit card for the AI stack We negotiate partnerships with AI providers to g…”
page text · https://ernd.io/ · …Sign in Request your card ernd The credit card for the AI stack We negotiate partnerships with AI providers to g…
E30
The site says: “…on received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use r…”
page text · https://ernd.io/ · …on received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use r…
E31
The Internet Archive first saved ernd.io on 2026-10-24 and has snapshots from 3 different days
page web archive · https://web.archive.org/web/20261024000046/ernd.io
E32
Agent step 1: view
AI agent step 1 · view on /
E33
Agent step 2: type 5 ← “8”
AI agent step 2 · type on / · page called POST ernd.io/_ploy/ingest
E34
Agent step 3: click Firecrawl 2x usage limits
AI agent step 3 · click on /partners/firecrawl · page called POST ernd.io/_ploy/ingest, POST px.ads.linkedin.com/wa/
E35
Agent step 4: go /login
AI agent step 4 · go on /login · page called GET app.ernd.io/api/me

Limits

  • We only see what your browser sees: code and requests on a first visit, without logging in or accepting cookie banners. What the servers do with data is invisible from outside.
  • Site code is usually minified (compressed), so names are partly lost and some code may be only partly analysed.
  • Some trackers only load after you accept cookies or log in, so the real list can be longer.
  • We visited from a server in the United States. Sites load different trackers and cookie banners in different countries (visitors in the EU usually get a consent banner first).
  • The tech check compares the site's own words with what its public page loads. Work done on servers, in private code or in separate apps isn't visible here, so 'nothing found' means not visible on the public page, not that it doesn't exist.
  • This text was written from fixed templates because no AI writer was available. It uses exactly the same evidence.
  • The code reader hit its size budget on parts of 2 large bundle file(s); those parts weren't fully analysed.

Facts, not judgements: this page describes what the code and traffic show, not anyone's intent. Not financial advice. Case id xczaRx2w.