ernd talked to 4 outside services on a first visit, including 2 that measure visits or show ads.E8E7
An AI agent used the site and saw 1 of 3 claimed features working.E32E34E35E35E32E33
AI / agents: 'The credit card for the AI stack… We negotiate partnerships with AI providers to get better pricing and ca: The site describes a credit card with rewards on AI-vendor spend and links to partner pages (for example, a Firecrawl page listing 2x usage limits). Getting the card or its partner perks needs sign-in and a card application, so I couldn't check them. The site has no AI or agent feature to try.E32E34E35
A working app / platform: 'ernd's use of information received from Google APIs will adhere to the Google API Services Us: The app at app.ernd.io loads a sign-in page with 'Continue with Google' and email sign-in-link options, and the page made a GET request to /api/me. Anything past sign-in, including Google API data use, needs a login.E35
Extra observation: rewards estimator on the homepage: I moved the monthly AI bill slider from 5 to 8. The displayed monthly bill changed from $10,000 to $30,000, and the yearly estimate changed from ~$4,800 to ~$14,400.E32E33
Tech check: the site claims a working app / platform, and its public page shows matching evidence.E30E26
Tech check: the site mentions ai / agents, but we found nothing behind it in what its public page loads.E29
Before you click anything, the page loads analytics or ad services: LinkedIn Ads.E8E7
9 cookies were set in your browser, 7 of them by other companies' domains.E11E12E13E14E15
Tech check
What the site says about itself, next to what its public page actually loads. Facts only, no verdict: you decide.
Nothing found on the public page
AI / agents
“…Sign in Request your card ernd The credit card for the AI stack We negotiate partnerships with AI providers to g…”E29
No matching code, calls or services in what loaded for us.
Evidence found
A working app / platform
“…on received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use r…”E30
An AI agent (claude-opus-5-5) used the site in our sandbox for 4 steps and saw 1 of 3 claimed features working. It can't connect a wallet, pay, sign or log in, so those features count as "couldn't test". What it reports is what it observed, not a verdict.
Couldn't test
AI / agents: 'The credit card for the AI stack… We negotiate partnerships with AI providers to get better pricing and ca
The site describes a credit card with rewards on AI-vendor spend and links to partner pages (for example, a Firecrawl page listing 2x usage limits). Getting the card or its partner perks needs sign-in and a card application, so I couldn't check them. The site has no AI or agent feature to try.E32E34E35
Couldn't test
A working app / platform: 'ernd's use of information received from Google APIs will adhere to the Google API Services Us
The app at app.ernd.io loads a sign-in page with 'Continue with Google' and email sign-in-link options, and the page made a GET request to /api/me. Anything past sign-in, including Google API data use, needs a login.E35
Seen working
Extra observation: rewards estimator on the homepage
I moved the monthly AI bill slider from 5 to 8. The displayed monthly bill changed from $10,000 to $30,000, and the yearly estimate changed from ~$4,800 to ~$14,400.E32E33
What it is
The Internet Archive first saved this site on 2026-10-24 (9 days ago).E31
The site describes itself as: “4% back on AI, plus enterprise benefits on inference and GPUs. Benefits coming soon. We negotiate the contracts once, and every cardholder g”E2
It's built with React and Astro (common tools for building web apps).E20E21
In your browser it saves small bits of data in your browser.E24
It has sections such as /blog, /login, /partners, /privacy and /terms.E28
While loading, it called 1 endpoint on its own servers, such as /_ploy/ingest.E26
Where your data goes
AdvertisingShow ads and follow you across sites to target them.2
Every sentence above points to one of these. Code references show the file, line:column and the short identifier that matched, never the site's code itself.
E1
Page title: The credit card for the AI stack | ernd
page title · https://ernd.io/
E2
Page description: 4% back on AI, plus enterprise benefits on inference and GPUs. Benefits coming soon. We negotiate the contracts once, and every cardholder gets them.
page description · https://ernd.io/
E3
Site name: ernd
page site_name · https://ernd.io/
E4
Main heading: The credit card for the AI stack
page h1 · https://ernd.io/
E5
73 request(s) to ernd.io
types: 53 image, 14 script, 4 fetch
GET https://ernd.io/ · image · 73 requests · network recording
E6
2 request(s) to cdn.ploy.ai
types: 2 font
GET https://cdn.ploy.ai/e8b71af6-ca4e-476f-9706-bf4eda39c133/user/3bf4863d-abc-diatype-400-normal.woff2 · font · 2 requests · network recording
E7
1 request(s) to snap.licdn.com
types: 1 script
GET https://snap.licdn.com/li.lms-analytics/insight.min.js · script · network recording
E8
4 request(s) to px.ads.linkedin.com
types: 3 image, 1 fetch
GET https://px.ads.linkedin.com/collect · image · 4 requests · network recording
E9
1 request(s) to www.linkedin.com
types: 1 image
GET https://www.linkedin.com/px/li_sync · image · network recording
E10
Cookie '__cf_bm' set for ernd.io
kept for about 0 days
cookie __cf_bm on ernd.io · value not stored
E11
Cookie 'li_sugr' set for linkedin.com
kept for about 90 days
cookie li_sugr on linkedin.com · value not stored
E12
Cookie 'bcookie' set for linkedin.com
kept for about 365 days
cookie bcookie on linkedin.com · value not stored
E13
Cookie 'lidc' set for linkedin.com
kept for about 1 days
cookie lidc on linkedin.com · value not stored
E14
Cookie '__cf_bm' set for linkedin.com
kept for about 0 days
cookie __cf_bm on linkedin.com · value not stored
E15
Cookie 'UserMatchHistory' set for linkedin.com
kept for about 30 days
cookie UserMatchHistory on linkedin.com · value not stored
E16
Cookie 'AnalyticsSyncHistory' set for linkedin.com
kept for about 30 days
cookie AnalyticsSyncHistory on linkedin.com · value not stored
E17
Cookie 'bscookie' set for www.linkedin.com
kept for about 365 days
cookie bscookie on www.linkedin.com · value not stored
E18
Cookie 'ploy_anon_id' set for ernd.io
kept for about 365 days
cookie ploy_anon_id on ernd.io · value not stored
E19
localStorage: 3 key(s) saved in your browser
localStorage keys: ploy_session, li_adsId, ploy_anon_id · values not stored
E20
React detected by The code reader (react-runtime)
confidence: medium
ernd.io/_ploy_static/_astro/index.XkEozMPl.js · “react-runtime” · The code reader analyze-web-bundle 6.4.0
The site says: “…Sign in Request your card ernd The credit card for the AI stack We negotiate partnerships with AI providers to g…”
page text · https://ernd.io/ · …Sign in Request your card ernd The credit card for the AI stack We negotiate partnerships with AI providers to g…
E30
The site says: “…on received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use r…”
page text · https://ernd.io/ · …on received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use r…
E31
The Internet Archive first saved ernd.io on 2026-10-24 and has snapshots from 3 different days
page web archive · https://web.archive.org/web/20261024000046/ernd.io
E32
Agent step 1: view
AI agent step 1 · view on /
E33
Agent step 2: type 5 ← “8”
AI agent step 2 · type on / · page called POST ernd.io/_ploy/ingest
E34
Agent step 3: click Firecrawl 2x usage limits
AI agent step 3 · click on /partners/firecrawl · page called POST ernd.io/_ploy/ingest, POST px.ads.linkedin.com/wa/
E35
Agent step 4: go /login
AI agent step 4 · go on /login · page called GET app.ernd.io/api/me
Limits
We only see what your browser sees: code and requests on a first visit, without logging in or accepting cookie banners. What the servers do with data is invisible from outside.
Site code is usually minified (compressed), so names are partly lost and some code may be only partly analysed.
Some trackers only load after you accept cookies or log in, so the real list can be longer.
We visited from a server in the United States. Sites load different trackers and cookie banners in different countries (visitors in the EU usually get a consent banner first).
The tech check compares the site's own words with what its public page loads. Work done on servers, in private code or in separate apps isn't visible here, so 'nothing found' means not visible on the public page, not that it doesn't exist.
This text was written from fixed templates because no AI writer was available. It uses exactly the same evidence.
The code reader hit its size budget on parts of 2 large bundle file(s); those parts weren't fully analysed.
Facts, not judgements: this page describes what the code and traffic show, not anyone's intent. Not financial advice. Case id xczaRx2w.
WELCOME TO TRENCHCOAT
1 of 3 · What it does
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2 of 3 · How to read a check
Three questions, then the money
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